5 Life Events That Should Prompt a Review of Your Insurance Cover
Life moves fast. What worked for you two years ago might not suit your needs now. Here are five key events that should trigger a review.
1. Buying a Home
You’ve likely taken on a mortgage — now’s the time to ensure you can cover repayments if anything happens to your income or health.
2. Starting a Family
More mouths to feed = more responsibility. Life, trauma, and income protection become especially important when others rely on you.
3. Changing Jobs or Income
Your new income might need higher (or lower) cover, and job benefits like group life insurance may change.
4. Health Changes
If you’ve been diagnosed with something new, it may impact your future insurability. Review and lock in cover while you're eligible.
5. Separation or Marriage
Relationship changes affect who should receive your payout (beneficiaries), and may require adjusting cover levels or ownership.
Sorting out insurance doesn’t have to be scary. We’re here to make it simple and tailored to you. Whether you're starting a family or simply want peace of mind, get in touch for a no-obligation chat.
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📩 support@legaseed.co.nz
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Legaseed NZ Ltd (FSP1005404) holds a licence issued by the Financial Markets Authority and provides financial advice in relation to financial & retirement planning, investments, KiwiSaver and personal risk insurance. Our disclosure information can be found on our website www.legaseed.co.nz, or is available on request and free of charge.
